The Strategy Behind the Structure

Finding Undervalued Homes

We target single-family homes purchased significantly below market value. In many U.S. markets, livable properties priced at $50,000 or less are readily available. While some may require light cosmetic or deferred maintenance, buying at a steep discount creates immediate equity and a strong margin of safety for our investors.

Buying Properties with Cash

Every property undergoes thorough underwriting to confirm value, condition, and market demand. These assets typically do not qualify for traditional financing, which allows us to negotiate favorable pricing. Private capital enables fast, all-cash acquisitions — securing deals that conventional buyers cannot access.

Matching Homes with Tenant-Buyers

After acquisition, properties are sold as-is to qualified tenant-buyers, eliminating renovation risk and holding-time exposure. Buyers provide a meaningful down payment and enter into a seller-financed, 30-year mortgage. This structure generates consistent monthly cash flow, long-term yield, and downside protection backed by real estate collateral.

The Key Benefits of Private Money Lending

You earn 12% interest with a 33% return on investment (ROI) over 5 years.

We provide you with an amortization schedule showing exactly how much you are earning during the loan term. Regardless of how the market fluctuates, your rate of return stays the same.

When you become a private lender, your investment is secured with a deed of trust on a real property.

Secured Capital. Reliable Returns.

Our commitment to every lender.

See How It Works

Start lending and earn monthly payments hassle-free.

Approved lenders earn consistent monthly returns while we take care of the full process, including:

  • Locating deals in different markets.

  • Underwriting/analyzing these deals.

  • Putting right kind of deals under contract.

  • Having our team inspect it (allowing us verifiable pictures and videos).

  • Match our deal with a private lender.

  • Close on the deal.

  • Advertise the deal for a tenant-buyer.

  • Have interested tenant-buyer inspect the property.

  • Sign mortgage agreement with tenant-buyer and accept downpayment.

  • Hand them the keys and begin accepting monthly mortgage payments.

  • Manage payments from the tenant-buyers and sending payments to our private lenders.

  • Manage tenant-buyer during their occupancy.

  • Execute late notices and/or manage eviction if tenant-buyer becomes delinquent.

  • In case of an eviction, find another tenant-buyer and repeat the process if necessary.

Ready to Explore Private Lending? Let’s Begin.

Still have questions? Take a look at the FAQ or reach out anytime. If you’re feeling ready, go ahead and apply.

Lender Inquiry Form

  • Complete our Lender Inquiry Form to apply. Once approved, you’ll become an active private lender in our network.

  • As we put properties under contract, they are shared with our approved list of private lenders. The deal package includes a lot of information that will help you assess the property.

  • Once you commit to a deal, your interest is locked in and the deal is removed from available status for other private lenders. Title work begins and a closing date is set. Your details will be provided to the title company so legal documents can be drawn per lending agreement.

  • We will keep you informed regarding the expected closing date. At this point, the title company will provide you wiring instructions for the funds. Note, the funds never come to us, they are sent directly to the title company. The title company keeps the funds in escrow until all legal documents are completed and signed.

  • Once the deal closes, you'll receive all legal documents relating to the property. These include title insurance policy, promissory note for the loan, deed of trust with you in 1st lien position, property insurance policy with you as the additional insured.

  • Once the property closes and is funded, you will begin receiving your monthly payments based on the schedule from the promissory note. These payments will continue for 5 years (60 payments). At the end of the 5-year term, the loan is paid off fully.